Privacy Policy & State Privacy Disclosures
Last Updated & Effective Date: August 2026 · Compliant with California (CCPA/CPRA), Virginia (VCDPA), Colorado (CPA), Connecticut (CTDPA), Utah (UCPA), and U.S. Federal Standards
All In Market Dash is engineered with a privacy-first, local-processing architecture. We do not sell, rent, or monetize your personal information, nor do we share your data with third parties for cross-context behavioral advertising. Your uploaded brokerage portfolios and custom settings remain encrypted and under your direct control.
1. Introduction & Scope
This Privacy Policy describes how All In Market Dash, LLC ("Company", "we", "us", or "our") collects, uses, stores, protects, and discloses personal information when you visit our website, utilize our financial analytics applications, interact with our AI Copilot, or subscribe to our software services (collectively, the "Service").
Please read this Privacy Policy carefully. By using our Service, you consent to the collection and use of information in accordance with this Policy. If you do not agree, please do not use our Service.
2. Categories of Personal Information We Collect
In the preceding twelve (12) months, we have collected the following statutory categories of personal information from consumers:
| Category (CCPA/CPRA) | Examples Collected | Collection Purpose |
|---|---|---|
| Identifiers | Name, email address, unique account identifier (e.g., usr_123), OAuth avatar URL. | Account creation, authentication, security, and customer service. |
| Commercial & Financial Information | Subscription plan status (Free/Pro/Institutional), billing history, tokenized payment IDs (processed via Stripe). | Processing membership payments and maintaining subscription entitlements. |
| User Financial Assumptions | Target housing budget, market bias preference (Bullish/Neutral/Bearish), anonymized portfolio tickers. | Delivering customized dashboard models, buy-vs-rent math, and tax strategy calculators. |
| Internet & Network Activity | IP address, browser type, operating system, latency performance telemetry, feature interaction logs. | System diagnostics, endpoint health monitoring, and fraud prevention. |
| AI Interaction Telemetry | User-submitted copilot chat prompts and research questions. | Generating real-time macro syntheses and maintaining conversation context. |
3. How We Use Your Personal Information
We process personal information for legitimate business purposes, including:
- Service Delivery: Providing real-time macroeconomic dashboards, portfolio concentration analysis, and quantitative tools.
- Account Administration: Authenticating logins, issuing secure session tokens, and managing user profiles.
- Billing Operations: Processing subscription charges and managing auto-renewals in compliance with state laws.
- AI & Macro Intelligence: Synthesizing public market data with user research queries.
- Security & Fraud Mitigation: Monitoring endpoint latency, preventing unauthorized access, rate-limiting abusive requests, and verifying system integrity.
- Legal & Regulatory Compliance: Complying with applicable federal, state, and local laws and responding to lawful subpoenas.
4. Disclosures & Sharing of Personal Information
4.1 No Sale or Sharing for Behavioral Advertising: We do NOT sell your personal information to data brokers, advertising networks, or any third parties. We do NOT share personal information for cross-context behavioral advertising.
4.2 Authorized Service Providers: We disclose personal information only to trusted third-party service providers bound by strict confidentiality and data-protection agreements:
- Payment Gateways: (e.g. Stripe) for secure PCI-compliant credit card processing.
- Cloud Infrastructure & Hosting: For hosting database shards and cache mirrors.
- AI Foundation Model Providers: (e.g. Anthropic/OpenRouter) to process ephemeral analytical prompts.
- Single Sign-On Providers: (Google, Apple) solely when you opt to authenticate via OAuth.
5. Cookies, Local Storage & Tracking Technologies
We use essential cookies and browser local storage strictly to ensure security, authentication, and user preference persistence. We do not deploy third-party advertising tracking cookies.
market_dash_session(Cookie): Cryptographically signed HMAC-SHA256 authentication token (valid 30 days).theme(Local Storage): Stores your Light/Dark mode visual preference.privacy-mode(Local Storage): Stores client-side masking status for sensitive financial figures.market_dash_user_session(Local Storage): Cached user session snapshot for instant UI hydration.
For more information, please review our Cookie & Storage Policy.
6. Data Retention & Security Standards
6.1 Encryption & Security: We implement administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, alteration, disclosure, or destruction. All network communications are encrypted in transit using TLS 1.3. User passwords are salted and hashed using PBKDF2 with SHA-512 (10,000 iterations).
6.2 Retention Schedule: We retain your personal information for as long as your account remains active or as necessary to fulfill the purposes outlined in this Policy, comply with legal obligations, resolve disputes, and enforce our agreements. You may request permanent deletion of your data at any time.
7. Your Privacy Rights Under U.S. State Privacy Laws (CCPA / CPRA, VCDPA, CPA, CTDPA, UCPA)
Residents of California, Virginia, Colorado, Connecticut, Utah, Texas, and other states with enacted consumer privacy laws have specific statutory rights regarding their personal information:
You have the right to request disclosure of the specific pieces and categories of personal information we have collected, the categories of sources, and the business purposes for collection.
You have the right to request deletion of personal information we have collected from you, subject to statutory exceptions (such as completing transactions or legal compliance).
You have the right to request correction of inaccurate personal information maintained in your profile.
Because we do not sell or share personal information for targeted advertising, no opt-out is necessary; however, you may confirm our non-sale policy at any time.
We will not discriminate against you (e.g., denying services, charging different prices) for exercising any of your statutory privacy rights.
How to Exercise Your Consumer Privacy Rights:
To exercise any of these rights, submit a verifiable consumer request by emailing our Data Privacy Officer at privacy@marketdash.com with the subject line "Consumer Privacy Request". We will verify your identity against your registered email address and respond within forty-five (45) days as required by law.
8. California "Shine the Light" Law
Under California Civil Code Section 1798.83 (the "Shine the Light" law), California residents may request once per calendar year information regarding whether we have disclosed personal information to third parties for their direct marketing purposes. We do not disclose personal information to third parties for direct marketing purposes.
9. Global Privacy Control (GPC) & Do Not Track
Our website recognizes Global Privacy Control (GPC) signals broadcast by user browsers. Because our platform does not sell personal data or track users across third-party websites, GPC compliance is inherently honored across all systems.
10. Children's Privacy (COPPA Compliance)
Our Service is not intended for or directed to individuals under the age of eighteen (18), and we do not knowingly collect personal information from children under thirteen (13) under the Children's Online Privacy Protection Act (COPPA). If you believe a minor has provided us with personal information, please contact privacy@marketdash.com immediately.
11. Contact Our Privacy Officer
If you have questions, concerns, or requests regarding this Privacy Policy, please contact our Data Protection Office:
All In Market Dash, LLC
Attn: Data Privacy Officer
1201 North Market Street, Suite 1400
Wilmington, DE 19801, United States
Email: privacy@marketdash.com